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The Retirement Health Investment Act of 2011—S.1098 in the
Senate, HR.2010 in the House—would expand “eligible medical expenses” in the
IRS code to include herbs, vitamins, minerals, homeopathic remedies, meal
replacement products, and other dietary and nutritional supplements.
“Eligible medical expenses” determine what can be covered by
both Flexible Spending Arrangements (FSAs) and Health Savings Accounts (HSAs). Under
current law the above are not considered “eligible medical expenses” and so
HSAs cannot be used to cover them.
We support the bill, but are asking for an amendment to
repeal a section of the healthcare reform act that threatens the existence of
HSAs. The law needs to be changed to allow for catastrophic plans for people
over 30 years of age, which would in turn make them eligible for HSAs.
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