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The Retirement Health Investment Act of 2011—S.1098 in the Senate, HR.2010 in the House—would expand “eligible medical expenses” in the IRS code to include herbs, vitamins, minerals, homeopathic remedies, meal replacement products, and other dietary and nutritional supplements.
“Eligible medical expenses” determine what can be covered by both Flexible Spending Arrangements (FSAs) and Health Savings Accounts (HSAs). Under current law the above are not considered “eligible medical expenses” and so HSAs cannot be used to cover them.
We support the bill, but are asking for an amendment to repeal a section of the healthcare reform act that threatens the existence of HSAs. The law needs to be changed to allow for catastrophic plans for people over 30 years of age, which would in turn make them eligible for HSAs.
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