Ask Congress to Save Health Savings Accounts!

The Department of Health and Human Services has now issued its final guidelines on how to rebate money from insurance carriers that fail to reach the Medical Loss Ratio (MLR) standards. Health Savings Accounts (HSAs), which help so many of us pay for complementary and alternative medical treatments not covered by regular insurance, may be forced out of the marketplace altogether.

Under the new guidelines, any payment for a healthcare service that an individual or family makes -- that is, any payment that’s part of the deductible -- doesn’t count toward the MLR, so plans with high deductibles will never meet the plan eligibility requirements. That means insurance companies will stop offering them.

Please contact Congress and ask them to intervene, and provide protection for HSAs.

(Please personalize your message if you have the time!)


  • Your Senators
  • Your Representative
  • Centers for Medicare & Medicaid Services (CMS)


*Required fields


Dear [Decision Maker],

[Your Name]
[Your Address]
[City, State ZIP]